Independant Health Solution Specialists - ADVO Group Limited
 
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Financial Protection  
Income Replacement, Critical Illness, Life Insurance
 
 
 
Illness can strike anyone at any time.
 
Whatever the cause, it can cost money in lost working time - absenteeism currently costs British businesses £10.7 billion each year in lost earnings.
 
That's why Advo recommend covering your company with a Group Income Protection scheme.
 
It's the ideal way to protect the income of individuals and the company payroll against long term absenteeism.
 
Group Income Protection is often considered an expensive benefit but in reality, it can cost as little of 1% of payroll. What's more, the premiums are usually not taxed and are allowed as a trading expense.
 
You may also be able to enjoy discount if you already have Group Private Medical Insurance already in place.
 
Minimum of 5 employees.
 
 
Employer Benefits.
 
  Promotes key staff recruitment and retention
 
  Protects company pay roll
 
  Removes financial and moral obligations
 
 
 
Employee Benefits.
 
  Guarantees income during genuine long-term illness
 
  Removes worries about managing without an income
 
  If ill, they receive support through counselling and advice on adjusting lifestyle
 
  Guidance on returning to work
 
 
 
Download our factsheet on Financial Protection. Financial_Protection Factsheet 159kb
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